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Lagos Life Money & Naira

Lagos Life Salary and Budget Calculator: Pay After Rent

Free Lagos Life calculator: pick a career, level and home to see weekly pay after rent and the Lapo loan, and how many weeks to save for your next move.

10/6/2026 Last updated: 10/6/2026 Verified in-game by Lyn on October 6, 2026

Use this calculator to see what a Lagos Life career really leaves you each week. Choose a job and a level, pick your home, switch the Lapo loan on or off, and the calculator subtracts rent and loan repayments from your weekly pay. Add a target home and it tells you how many weeks it takes to save the move-in cost. All numbers come from the game’s data tables, checked on October 6, 2026.

Weekly budget calculator

Weekly pay
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Rent
–
Loan repayment
–
Left each week
–
Left each week after the loan ends
–
Over 4 weeks
–
Move-in cost (3× weekly rent)
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Weeks to save for it
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Pay per shift and rent are from the game's data tables, checked October 6, 2026. Real payouts, promotions and daily costs are not modelled.

How the numbers are worked out

  • Weekly pay is the pay per shift for your level multiplied by the shifts you work per week. Each career starts with its normal number of working days; change it if you skip a day.
  • Rent is the weekly rent of your home, collected every Saturday. A Nepo Baby’s Lekki flat is paid by Daddy, so its rent is zero.
  • Lapo loan is ₦12,000 a week for 6 weeks (you borrow ₦60,000 and repay ₦72,000).
  • Move-in cost is three times the weekly rent of the home you move to. Your furniture comes with you.
  • Weeks to save adds up what is left each week, using the loan period for the first 6 weeks, until it reaches the move-in cost.

Three quick examples

StartWeekly payRent and loanLeft each week
Lapo Baby, Tech Intern, Yaba, 5 shifts₦49,500₦6,000 + ₦12,000₦31,500
Lapo Baby, Banking Marketer, Yaba, 5 shifts₦58,000₦6,000 + ₦12,000₦40,000
Nepo Baby, Branch Manager, Lekki, 5 shifts₦157,500none₦157,500

These are before food, travel and fun, which the “other weekly spending” box lets you add. The price guide lists typical costs, and the jobs guide lists the pay for every level.

What the calculator does not do

It does not model promotions (how fast Performance and skills rise), taxes, businesses or land, and it assumes you are paid the listed amount for every shift you work. We have not yet observed a full payslip in the game, so treat the result as a plan, not a promise. Details of each home are in the housing guide.

Questions

Which career pays the most per week? The top levels of Music, Oil and Gas and Aviation pay the most per shift, but they need skill levels to reach. At the start, Banking pays the most among careers anyone can take.

Is the Lapo loan worth it? The loan costs ₦12,000 extra over 6 weeks. See nepo vs lapo for the full comparison.

How long until I can move to Lekki? Choose Lekki Mini-flat as the target. The calculator shows the weeks for your job and home.

Pay and rent from the game’s data tables, October 6, 2026. This is an independent fan wiki.

Next up Lagos Life Salaries: All 33 Careers and Pay Per Shift
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